Liabilities of Letting Your Property

letting your property

As property owners, there are a lot of things you need to think about. From finding the right people to rent your property or fixing your property if something is wrong. But have you thought of what the liabilities are for letting your property?

There are a lot of do’s and don’t when you are letting your property that either cover you legally or covers your personal property.

Things To Do When Letting Your Property

If you are considering letting your home, consider the following before doing so.

Rental Agreement:

Drawing up a rental agreement is a key thing to do for any property owner when letting your property. This rental agreement defines the terms of the rental, including restrictions, liabilities and occupancy guidelines.



Like hiring a new person, having a reference is a good way to get to know your future employees. This doesn’t change when you are looking for your next tenant. Ask for references from potential tenants, especially those that will stay for an extended period.

Security Deposit:

Request a security deposit to be refunded if there is no damage to your home at the end of the tenancy agreement. If there is any damage, the money that will be used to fix the problem will be taken out of the deposit.

Contact Us:

contact us

If you have property that is insured by us and you want to let your property always checked with how this affects your current cover.

Do You Need to Hire Someone for Help:

If you are letting for an extended period, consider hiring a ‘property manager’ to look out for your property while you are away.

Protecting Your Possessions

There are a lot of little things you should think about when you are letting out your property; from your personal possessions (i.e clothes) to your home security.

Protect Your Possessions:

protect your possessions

Letting your property to someone means they have access to everything within it. If there are some things you don’t wish them to seem, set aside a locked place in your home to house personal items such as clothing and valuables.

If there are valuables that you don’t wish to keep within the locked area within the house, you can take these items to a locked storage facility, family member’s home or a bank vault.

Home Security After Tenant:

There are different ways you can secure your home after a tenant has left. These are to change the security alarm codes and locks.

When you are providing keys for the tenant, we would advise you to provide keys to only one door of your residence. This is so when you leave, you will only have to change one of the locks instead of multiple locks.

General Property Protecting Tips:

property protecting tips

Before the tenant moves in, photograph and videotape all areas of your home in case damage occurs while you are away. This will help you to see whether the person has breached their rental agreement or not.

If you don’t want your post to be delivered there while the tenant is there, you can have it forwarded or held until you return.

If you are planning on letting out your property, tell your neighbours you are going away and ask them to watch over the property while the tenant is there.

To stop you from getting a lot of extra charges on your telephone bill, ask them to block long-distance calls from your landline. This will mean the tenant will have to look for other ways to contact people long-distance. 

In case of emergency, make sure you provide your contact information to both the tenants and your neighbours. This will allow them to contact you if anything goes wrong at your property that you should know about as soon as possible. 

Aside from giving your tenant your contact information, you should also give them details to service providers. These service providers could be such as plumbers and electricians, this is in case of a water lead or a furnace failure. 

How we can help!

At Trevellyan Insurance Brokers, we want to help businesses not be at fault, insuring with us today can help you keep you secure and safe in your hands. We make sure that you are covered and also keep you insured.

As brokers, we can help you find a policy that is at the best price.

We can offer you a quote that is suitable for you and right for your business.

Contact us today on 0207 537 6603 or leave us an email at

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