Landlord/Property Owners Insurance

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  • Get comprehensive coverage for residential, commercial, and holiday lets
  • Up to £50,000 rental indemnity in case of eviction

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Why Boolean

Coverage for many places

Whether it's a portfolio or just one property, we've got your back.

Landlord insurance starting at £18.07* per month

Coverage for residential, commercial, or mixed-use properties.

Choose landlords' home emergency protection

Enhance your current policy with optional landlord home emergency insurance."

Why Landlord/Property Insurance is Important and What are the benefits?

Landlord/Property Owners Insurance is a vital investment for property owners, ensuring comprehensive protection and peace of mind. Firstly, this specialized insurance covers a wide range of risks that landlords may face, including property damage, liability claims, and loss of rental income. Without adequate insurance, property owners could find themselves financially vulnerable to unforeseen events such as natural disasters, accidents, or tenant disputes. Trevellyan Insurance has been a trusted provider of affordable Landlord/Property Owners Insurance for the past 30 years, ensuring that property owners have the necessary financial safety net to navigate these challenges.

One of the key benefits of Landlord/Property Owners Insurance is property protection. This insurance typically includes coverage for structural damage to the property caused by events like fire, vandalism, or severe weather. Additionally, it may cover the cost of repairs or rebuilding, ensuring that property owners can quickly restore their property to its pre-damage condition.

Moreover, liability protection is another critical aspect of Landlord/Property Owners Insurance. It shields property owners from potential legal claims and lawsuits filed by tenants or third parties for bodily injury or property damage that occurs on the rental property. With liability coverage, property owners can safeguard their assets and finances in the event of costly legal proceedings.

Furthermore, Landlord/Property Owners Insurance often includes coverage for loss of rental income. In the unfortunate event that the property becomes uninhabitable due to covered damage, this coverage can help compensate property owners for the rental income they would have otherwise received. This financial support can be invaluable for property owners who rely on rental income to cover mortgage payments and other expenses.

Another essential benefit of Landlord/Property Owners Insurance is peace of mind. By having adequate insurance coverage in place, property owners can confidently manage their properties without constantly worrying about potential risks and liabilities. This peace of mind allows property owners to focus on their investment goals and provide a safe and secure living environment for their tenants.

In conclusion, Landlord/Property Owners Insurance is essential for protecting property owners from financial losses and liabilities associated with owned properties. From property damage to liability claims to loss of rental income, this insurance provides comprehensive coverage and invaluable peace of mind for property owners.

Why Risk It?

Risks associated with letting or renting property can be substantial and are quite different from that experienced by owner occupiers.
Don’t overlook the importance of having the right insurance cover. Landlords sometimes rely on normal household cover, and tenants don’t bother with insurance at all – both are unnecessary risks.

We are able to provide you with the right information and to source dependable and value for money policies.

Landlord’s liability insurance

Landlords are responsible for the safety of the property that your tenants are living in. Should a tenant harm themselves due to something dangerous in your property they can claim against you for damages. For example, a tenant may trip on loose carpet and fall badly as a result. The Landlord Liability cover will pay for any damages that are awarded to the tenant as well as all legal costs.

What does Landlord/Property Insurance Cover

Landlord/Property Owners Insurance provides comprehensive coverage tailored to safeguard property owners from various risks. This insurance typically covers:

Property Damage: Protection against structural damage caused by events such as fire, vandalism, or severe weather.

Liability Claims: Coverage for legal claims and lawsuits related to bodily injury or property damage that occurs on the rental property.

Loss of Rental Income: Compensation for lost rental income in the event that the property becomes uninhabitable due to covered damage.

Emergency Home Assistance: Optional coverage for emergency home assistance, providing support for urgent repairs and services.

Legal Expenses: Assistance with legal expenses in case of disputes or legal proceedings related to the property.

Personal Property Coverage: Protection for personal property provided by the landlord, such as furnishings or appliances.

Landlord/Property Owners Insurance is a versatile and essential tool that ensures property owners are financially protected from a range of potential risks and liabilities associated with their rental properties.