Big or small, we’ve got you covered!
When it comes to insurance, it can be very daunting for a small business to know what kinds they need. Similarly, for larger businesses, it can be very confusing to understand exactly what kind of cover you need. In this article, we’ll break down some of the key insurance types that your business must have, like building insurance cover and more.
What is public liability insurance?
Many people ask, what is public liability insurance? Public liability insurance is a key type of insurance that every business needs. If someone who does not work for your company visits your premises and an accident occurs, you could be liable. Public liability is a very dangerous thing that all companies need to be wary of. Public liability is must-have insurance for all businesses.
What is employer liability insurance?
Similar to public liability, employer liability insurance is insurance that protects a business from any dangers at work. This ranges from construction workers injuring themselves, or cleaners slipping on wet floors. On average there are over 80,000 claims every year in the UK alone. These costs can be debilitating to a business of any size, meaning it is integral for any business to have.
What type of vehicle insurance should I have?
Business car insurance can be a tricky subject, especially since there are so many different types of car insurance one can get – even in their personal life. Personal lines insurance is one type that can help cover you on car insurance, as well as many other things (such as home, life and health insurance). In addition, if your business operates a large number of cars, then fleet insurance could be the perfect business car insurance for you.
What is Building Insurance Cover?
Building Insurance Cover is a type of insurance that helps to defend you against damage done to your building. Building insurance cover will help you against earthquakes, floods, subsistence and even vandalism. These kinds of damages can be sudden and unexpected and are difficult to deal with regardless of business size; building insurance cover is fundamental for businesses looking to keep their property insured.
What type of Insurance is best for me?
To put it simply, it’s hard to say exactly what you’ll need. While certain insurance (such as public liability insurance and employer liability insurance) is crucial for businesses, there’s so much variety that you can pick from. Whether you’re a shop or a restaurant needing office insurance, or a bed and breakfast needing hotel and guest house insurance. There are so many specialist kinds that the only way you can find out what’s best for you is by getting in contact with us.
At Trevellyan we guarantee cheap and reliable insurance that’s tailor-made to your business. We’re eager to help you get yourself protected from any unforeseen circumstance, so don’t be afraid to get a quote or call at 02075376603
If you liked this blog, feel free to comment down below and let us know what other kinds of insurance you’d like to learn more about.
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