Low-cost business car insurance; how to get the best deal!

by admin

February 1, 2021

in Blog, Courier, Electrician, Laundry, Plumber, Scaffolder, Takeaway Drivers, Taxis Services, Wholesalers

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Business car insurance, without a doubt, is vital for any business that operates with a car. It’s a legal requirement in the UK to have insurance on all driven cars. Having personal vehicle insurance does not mean your car can be driven for work. In fact, it only covers you for social use and commuting. As such, it’s integral to ensure you have business vehicle insurance.

What is business car insurance?

It’s important to keep your business vehicles insured to avoid paying out on any damages that may occur when driving. As mentioned previously, you can’t use your personal insurance for business purposes. It’s important, as business insurance helps to cover a wider range than personal coverage.

For example, with business vehicle insurance you’re able to have up to £500 of cover on any tools within your vehicle. As well as this, you can also get cover for any passengers that are in your car, and a replacement car if anything happens to the one you’re driving. Business vehicle insurance also allows you to use your car, insured, in a foreign country. In addition, business vehicle insurance will guarantee you a no claims discount.

What is Fleet Insurance?

Alternatively, you can also get fleet insurance. This is a more specialized type of insurance for businesses that operate a large number of vehicles. Taxi services or long-haul services would find fleet insurance to be perfect, as it provides a discount if you’re insuring a large number of vehicles compared to business vehicle insurance.

How we can help!

If you find yourself operating your car when going about your business, and not just for commuting, you should definitely look into this insurance. You may have read this article thinking ‘wow, business car insurance covers so much!’, but all of these benefits can only be gained when insuring with Trevellyan insurance.

As brokers, we can help you find a policy that is at the best price.

We can offer you a quote that is suitable for you and right for your business.